When it comes to estate planning, mistakes can be expensive. Expensive in terms of time, energy, emotion, dealing with attorneys and court staff and family members you haven’t spoken to since Vietnam. Thoughtful planning minimizes this risk of court, costs and...
Thoughtful estate planning often includes accomplishing the objective of ensuring that money and property remains in the family. Consider the scenario where one spouse passes away leaving a spouse and children. The surviving spouse may start seeing someone else or get...
Estate planning is not the same as thoughtful estate planning. Thoughtful estate planning includes really getting granular on the details. As they say, the devil’s in the details. There is no better application than thinking through planning where a spouse is...
Life insurance is important for income replacement, business buy-outs and succession and tax planning. There are many types of policies and a lot of minutiae that makes everyone but lawyers crazy (even the lawyers too). Understanding how they work is important. More...
First and foremost, don’t judge the Covid-19 hair. That said, generally, insurance in an important part of everyone’s life. Think of it as risk management. You’re paying money (called a premium) to an institution to shift the risk from you to them....
There’s more to thoughtful and strategic planning than plugging in names and variables. It’s a process. There’s a lot of moving parts. Remember that planning involves probate, guardianship, estate, gift, income and GST tax, marriage, divorce, death,...
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